Is it true that the top floor apartments are far too hot in summer to be bearable?

This is really urgent! We are about to sign up for an apartment on the top floor of the building but also have the choice of one lower down. We would prefer to be on the top floor because it's quieter, but this evening someone warned us that it will get over-heated in the summer and will be unbearable, even with the air-conditioning full on. Can anyone tell us if this is true? Surely they must put enough insulation on the roof to stop that from happening?

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