PAG-IBIG FUND HOUSING LOAN

hi classmate you're just in time! i recently inquired about this.

my office sa PAG-IBIG sa POLO. you can reach them at 4866236. they can update your status to OFW. just fill up the MDF form (pang OFW) and 1x1 pic. then i submit mo doon.

regarding the housing loan kailangan mo pumunta doon at nag aasist sila sa iyo.

anyways once ma submit ko na...il inform you on any additional details.

I think I've discovered the secret of life - you just hang around until you get used to it.  ~Charles Schulz

try mo link na to ng pag ibig overseas to give you idea... ang alam ko kht member k ng pag ibig sa atin, ngaung ofw ka need mo mag member sa overseas program nila.. as what lovinni said klangan mag filled up k ng MDF form at mag bigay ng picture, bibigyan k nila ng membership number din.. bago ka maka pag avail ng loan.. you need to have at least 2 yrs contributions.. pwede mo yon bayaran ng buo pag apply mo...

http://www.pagibigfu...

MEMBERSHIP

Coverage:

Membership under the Pag-IBIG Overseas Program (POP) shall be open to all Overseas Filipino Workers (OFWs) with valid visas or employment contracts. Likewise, it shall be open to Filipino immigrants and to Filipinos naturalized in other countries.

Contribution Rate:

The POP member shall contribute monthly an amount equivalent to US $5. Should a POP member decide to apply for a housing loan and which to avail of a higher loanable amount, he would be required to upgrade his membership contribution as follows:

CONTRIBUTION RATE PESO EQUIVALENT LOAN ENTITLEMENT
US $5 Up to P250,000
US$ equivalent at point of availment
P300 Over P250,000-P375,000
400 Over P375,000- P500,000
600 Over P500,000 - P750,000
800 Over P750,000 - P1,000,000
1000 Over P1,000,000- P1,250,000
1,200 Over P1,250,000-P1,500,000
1,400 Over P1,500,000-P1,750,000
1,600 Over P1,750,000-P2,000,000

The upgraded membership contribution shall be incorporated as part of the housing loan monthly amortization

Dividend Rate:

Variable dividends from surplus earnings of the Fund shall be distributed annually to all POP members, to be credited to their Total Accumulated Values (TAV).

Membership Term/Maturity:

The accumulated savings under the program may only be withdrawn at the end of five (5), ten (10), fifteen (15), or twenty (20) years at the option of the member upon membership registration. Withdrawal of contributions shall be in Philippine peso. Contributions in foreign denomination shall be converted to Philippine peso based on the prevailing US dollar exchange rate as of payment date.

LOAN AVAILMENT

POP members may avail themselves of the housing loan benefit, subject to the provisions of the existing Consolidated Guidelines of the Pag-IBIG Housing Loan Program, through their immediate family members with the execution of a Special Power of Attorney (SPA), duly certified by the Philippine embassy or consulate in the country of their workplace. They can also avail of the Multi-Purpose Loan (MPL), subject to the existing guidelines of the MPL Program

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WHERE CAN MEMBERS FILE THEIR APPLICATION FOR MEMBERSHIP, WITHDRAWAL OF SAVINGS, REMIT OR PAY THEIR MONTHLY SAVINGS?

Pag-IBIG Overseas Program Office
POP Overseas Offices
Accredited Overseas Marketing Representatives
Metro Manila and Provincial Offices
Accredited Collecting Banks/Remittance Companies

WHAT DOCUMENTS TO SUBMIT TO APPLY FOR REFUND OF SAVINGS?

-Original copy of POP Passbook
-Application for Provident Benefit
-Special Power of Attorney ( if applicable)

HOW LONG IS THE PROCESSING PERIOD?

Three (3) working days

classmate ang alamo ko sa Phil embassy every stamp is 100QR...you can call embassy 4831585.

I think I've discovered the secret of life - you just hang around until you get used to it.  ~Charles Schulz