Top 4 Risks Travelers Face During Their Trips: Why Insurance Is Crucial

Top 4 Risks Travelers Face During Their Trips: Why Insurance Is Crucial

Qatar Living
By Qatar Living

We asked QIC about travel season, unexpected problems one could face during a trip, and the importance of having travel insurance in such cases. 

You might think, “What’s the worst that could happen when travelling? I’m always cautious and prepare for everything beforehand.” This article is here to answer this question and help you understand that the unexpected might happen even while being extra careful. 

Without further ado, here’s what QIC says about potential travel risks:

 

Trip Cancellations 

Life is uncertain, and so are travel flights. Imagine this: You’ve booked a flight, packed your bags, and ensured everything is in order. Suddenly, you receive an email from the airline that they’ve cancelled the flight due to weather conditions. Even worse, maybe you’ve decided to cancel your flight due to an unexpected family emergency. How frustrating would that be? News flash: it happens! 

Here’s where travel insurance comes into play, according to QIC. In such cases, your insurance can cover your non-refundable expenses so that nothing has gone to waste.

 

Unexpected Health Problems

This is the risk we avoid thinking about or seeing coming. You might even think, “I’m too young and healthy; nothing will happen to me.” However, life has proven to us time and time again that it’s unpredictable — and our health is no exception. 

For example, Fatma, a QIC client, shared, "I had travelled from Qatar to Norway, which is way colder. My body could not tolerate it, so I got sick and ended up needing treatment at a local hospital there.” 

Being insured covers expenses you might need in such cases for hospitalization, treatment, or even personal accidents that lead to injuries.  

 

Loss of Passport 

Your passport is your most precious asset while travelling. With the chaotic yet joyous nature of vacation trips, incidents like losing your passport due to theft, catching fire, or even slipping out of your backpack happen when you least expect it, according to QIC. 

Which is where your travel insurance comes to the rescue. It is, according to QIC, your “safety net.” In case any of the incidents above happened, you will get reimbursed for getting a replacement travel document.

  

Loss of Baggage & Belongings  

Here comes our most nerve-racking question while travelling: Will my baggage arrive safely? Baggage can be lost in airports or transit areas — that’s a fact. That’s why keeping it protected during our trips is essential. Your travel insurance policy will ensure you get compensated for your lost luggage. 

Our belongings — electronics, wallets, and any precious items — might get stolen. This can ruin an entire trip, but unfortunately, incidents like that have happened before. It’s essential to keep your valuables secure in such cases so you can enjoy your trip with total peace of mind!

 

Now What? 

From passport and luggage loss to trip cancellations and health issues, travelling sure does come with unexpected incidents we must be aware of! That said, we hope you’re on your way to securing your travel insurance policy at QIC.online before it’s too late during your upcoming trip. Happy travelling! 

 

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